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Ashtabula County School Employees CU, your member owned financial institution,
is committed to providing you financial products and services to meet your needs
and reach your financial goals. We are equally committed to protecting our
members' privacy. You can be confident that your financial privacy is a
priority of this credit union. We are required by law to give you this privacy
notice to explain how we collect, use and safeguard your personal financial
information. If you have any questions, please contact the manager or assistant
manager at 440-997-5919.
Information We Collect And Disclose About You
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide
on an application or other forms. This may be obtained from your
current or past employers, or from other institutions where you conduct
financial transactions.
We may disclose all the information we collect, as described above, to
companies that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. To protect our members'
privacy, we only work with companies that agree to maintain strong confidentiality
protections and limit the use of information we provide. We do not permit these
companies to sell the member information we provide to other third parties.
In order to conduct the business of the credit union, we may also disclose
nonpublic personal information about you under other circumstances as
permitted or required by law. These disclosures typically include information
to process transactions on your behalf, conduct the operations of our credit union,
follow your instructions as you authorize, or protect the security of our financial
records.
If you terminate your membership with Ashtabula County School Employees CU,
we will not share information we have collected about you, except as permitted or
required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees
who have a specific business purpose in utilizing your data. Our employees are
trained in the importance of maintaining confidentiality and member privacy. We
maintain physical, electronic, and procedural safeguards that comply with federal
regulations and leading industry practices to safeguard your nonpublic personal
information.
The Privacy Policies of Ashtabula County School Employees CU disclosed above
are effective as of 02-28-01. The Credit Union reserves the right to change this
policy at any time. This statement and the policies outlined here are not intended
to and do not create any contractual or other legal rights in or on behalf of any
party.
What You Can Do to Help Protect Your Privacy
Ashtabula County School Employees CU is committed to protecting the privacy of its
members. Members can help by following these simple guidelines:
- Protect your account numbers, card numbers, PINs (personal
identification numbers) and passwords. Never keep your PIN with your
debit or credit card which can provide free access to your accounts if
your card is lost or stolen.
- Use caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you, explains the call
is on behalf of the credit union and asks for your account number, you
should beware. Official credit union staff will have access to your
information and will not need to ask for it.
- Keep your information with us current. It is important that we have
current information on how to reach you. If we detect potentially
fraudulent or unauthorized activity or use of an account, we will attempt
to contact you immediately. If your address or phone number changes,
please let us know.
If you have questions concerning this notice, please do not hesitate to
call us - we are here to serve you.
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